Now-a-days PayTM has emerged as the most valuable wallet app and PayTM cash as the most valuable money. So instead of adding money from your bank to PayTM wallet, why not get free PayTM cash for doing things you already do. If you still are not using PayTM, you are missing a lot. PayTM started as a recharge app for mobile and DTH but now it can be used for all utilities bills including Data card, electricity, landline, electricity, gas, education and more. PayTM has also started a marketplace for shopping. It is also a payment gateway to pay to merchants online. I have used PayTM for Uber, Zomato , BookMyShow , Peppertap , Lenskart, FoodPanda, eBay, TastyKhana, Little app and Videocon d2h. This is a just a list of merchants that I have used PayTM with. There are many other merchants which accept PayTM cash. Even IRCTC has started accepting PayTM for payment. Now you may be thinking what is the difference between paying through bank directly and PayTM cash. You wouldn't belie...